Sign up to get new listings emailed daily! JOIN SIGN IN
Stacey Olive
REALTOR®
Facebook Icon LinkedIn Icon Instagram Icon TikTok Icon 

41520 Charm Lake Drive, Umatilla, FL 32784

$950,000
  • 41520 Charm Lake Drive, Umatilla, FL 32784 Main Photo

58 Photos

Active
BEDS5 BATHS4 full SQUARE FEET4,936 MLS#O6449945
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONDREAM LAKE POULTRY RANCHES

Property Description

Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA.The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs.A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used.Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

41520 Charm Lake Drive | MLS# O6449945

This single family home located at 41520 Charm Lake Drive, Umatilla, FL 32784 is currently listed for sale with an asking price of $950,000. This property was built in 1979 and has 5 bedrooms and 4 full baths with 4936 sq. ft. Charm Lake Drive is located in the DREAM LAKE POULTRY RANCHES subdivision. Search DREAM LAKE POULTRY RANCHES real estate on www.soldwithstacey.net today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 2
Heating: Central
Home Style: Ranch
Lot Size: 17.89 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $10,421
Year Built: 1979

Amenities

Cathedral Ceiling(s)
Ceiling Fans(s)
Vaulted Ceiling(s)
RV Hookup

Feature Descriptions

Appliances: Built-In Oven, Dishwasher, Dryer, Range, Refrigerator, Washer
Barn Features: Frame
Body of Water: CHARM LAKE
Days on Site: 14
Directions: From the intersection of SR-19 and CR-450W in Umatilla, travel west on CR-450W for approximately 5.5 miles. Turn sharply left onto Saint Thomas Avenue, then turn right onto Charm Lake Drive. The property is located on Charm Lake Drive.
Exterior: Frame
Fireplace: Family Room, Wood Burning
Fireplace Y/N: Yes
Flood Zone Code: X
Flooring: Ceramic Tile
Foundation: Crawlspace
Frontage Lake: 735
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot: Farm, Gentle Sloping, In County, Pasture, Unincorporated, Zoned for Horses
Lot Dimensions: 17.89
Other Equipment: RV Hookup
Other Structures: Additional Single Family Home, Barn(s), Finished RV Port, Guest House, Shed(s), Storage, Workshop
Ownership: Fee Simple
Parking: Circular Driveway, Covered, Guest, Off Street, RV Carport
Parking Notes: Circular Driveway, Covered, Guest, Off Street, RV Carp
Patio/Porch: Covered, Deck, Screened
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Septic Tank
Showing Instructions: Sentri Lock Box, ShowingTime
Special Sale Provisions: None
Special View Info: Water
Utilities: BB/HS Internet Available, Electricity Connected
Vegetation: Fruit Trees, Mature Landscaping, Trees/Landscaped, Wooded
Water: Well
Water Access: Lake
Water Access Y/N: Yes
Waterfront Features: Lake Front
Water View: Lake
Zoning: A

Listed By / Shown By

Listed By

Agency Name: LPT REALTY, LLC
Agency Contact: 877-366-2213

Shown By

Agent Name: Stacey Olive
Agent Phone: Cell: (440) 371-9126
Agency Title: Key Realty

IDX logo

Estimate Your Payment

Estimated Payment

$ 6,459.53 per month $5,314.03 Principal & Interest $868.42 Property Tax $277.08 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/30/2026. The listing information on this page last changed on 10/30/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 10/30/2026 1:50:24 AM EST) or MichRic (Michigan Regional Information Center) (last updated Thu 10/29/2026 6:48:35 AM EST) or Metrolist - RECOLORADO by MLSGRID (last updated Thu 10/29/2026 11:34:56 PM EST) or MRED MLS (last updated Fri 10/30/2026 1:47:15 AM EST) or NIRA MLS (last updated Thu 10/29/2026 11:06:53 PM EST) or RealComp MLS (last updated Fri 10/30/2026 12:49:39 AM EST) or Dayton MLS (last updated Thu 10/29/2026 11:46:54 PM EST) or NORIS MLS (last updated Thu 10/29/2026 11:14:25 PM EST) or Colorado Real Estate Network IDX (last updated Thu 10/29/2026 7:04:51 PM EST) or CBRMLS (last updated Fri 10/30/2026 12:44:51 AM EST) or Multiple Listing Service of Greater Cincinnati (last updated Thu 10/29/2026 11:53:39 PM EST) or Terrehaute MLS (last updated Fri 10/30/2026 1:46:23 AM EST) or elevate MLS (last updated Fri 10/30/2026 12:44:59 AM EST) or Stellar MLS (last updated Fri 10/30/2026 1:39:53 AM EST) or NKY MLS (last updated Thu 10/29/2026 11:28:46 PM EST) or Wrist MLS (last updated Thu 10/29/2026 11:27:41 PM EST) or Firelands MLS (last updated Thu 10/29/2026 11:11:43 PM EST) or LCAR MLS (last updated Thu 10/29/2026 10:53:28 AM EST) or West Central MLS (last updated Thu 10/29/2026 9:55:51 PM EST) or Fort Myers (last updated Thu 10/29/2026 11:04:40 PM EST) or Aspen/Glenwood Springs MLS (last updated Thu 10/29/2026 9:30:50 PM EST) or Northern Nevada Regional MLS (last updated Fri 10/30/2026 1:16:52 AM EST) or MLS NOW (last updated Fri 10/30/2026 12:17:44 AM EST) or Northern Great Lakes Association of Realtors (last updated Fri 10/30/2026 12:19:19 AM EST) or Mansfield MLS (last updated Thu 10/29/2026 11:47:31 PM EST) or Metropolitan Indianapolis Board of Realtors (last updated Fri 10/30/2026 1:06:37 AM EST) or Grand Junction MLS (last updated Thu 10/29/2026 11:37:15 PM EST) or Knox County MLS (last updated Thu 10/29/2026 11:08:55 PM EST) or IRMLS (last updated Thu 10/29/2026 11:03:03 PM EST) or Upper Peninsula MLS (last updated Thu 10/29/2026 11:11:16 PM EST) or Greater Lansing MLS (last updated Thu 10/29/2026 10:40:39 PM EST) or SEBAR MLS (last updated Thu 10/29/2026 11:39:24 PM EST) or Water Wonderland MLS (last updated Thu 10/29/2026 10:53:48 PM EST) or Eastern Upper Peninsula MLS (last updated Fri 10/30/2026 12:01:11 AM EST) or Scioto Valley MLS (last updated Thu 10/29/2026 10:03:51 PM EST) or Northern Michigan MLS (last updated Thu 10/29/2026 9:37:41 PM EST). Real estate listings held by brokerage firms other than Key Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.



Privacy Policy / DMCA Notice / ADA Accessibility

Agency License Information: 1-877-539-7589 | Ohio Lic# REC.2010002888 6800 W Central Ave #B, Toledo, OH 43617 | Michigan Lic# 6505366134 8040 Summerfield Rd, Lambertville, MI 48144 | Indiana Lic# RC52400106 3029 W Smith Valley Rd #211, Greenwood, IN 46142 | West Virginia LIC# 010306 Erin Rickman, Broker. 410 Market St #3, Parkersburg, WV, 26101 | Colorado LIC# EC.100108419 603 Rood Ave, Grand Junction, CO 81501 | Nevada LIC# B.0146350.LLC 9190 Double Diamond Pwky, Reno, NV 89521 | Florida LIC# CQ1073507 16638 Mooner Plank Cir, Wimauma, FL 33598 | Illinois LIC# 481014661 640 S Washington St. Suite 212, Naperville, IL 60540



Agent License Information:  Brokerage/Company License Number: REC.2010002888

Login to My Homefinder